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Risk level = the risk level was calculated, based on the historical performance of the last 5 years and may not be considered as a reliable indicator of the future risk profile of the subfund. The indicator is represented in the form of a numerical scale in which 1 represents a lower risk and 7 a higher risk.

There is no guarantee that the investment objective will be achieved, nor that a return on investment will be realized. The products do not benefit from any guarantee to protect the capital. You may not recover the full amount of your invested capital.

For any explanation or definition of the terms used in this content, please refer to the glossary at the following link: Glossary.

This site is a promotional communication related to LUXFUNDS and LUX-PENSION, investment companies with variable capital (SICAV) under Luxembourg law, governed by Part I of the law of December 17, 2010, qualifying as Undertakings for Collective Investment in Transferable Securities (UCITS).

This site is published by Spuerkeess Asset Management, authorized as a UCITS management company in Luxembourg and supervised by the Commission de Surveillance du Secteur Financier (CSSF) – Registered office: 19-21 Rue Goethe, L-1637 Luxembourg – CSSF number: S00000615 – LEI: R7CQUF1DQM73HUTV1078.

Before making any investment decision, investors should read the Prospectus, available in French, as well as the Key Information Document ("KID"), available in the official languages of Luxembourg. The KIDs, the Prospectus, pre-contractual SFDR information, as well as annual and semi-annual reports, are available free of charge at the following link: annual and semi-annual reports or upon request to the Management Company. The Management Company may decide to cease the marketing of the Fund.

A summary of your rights as an investor and information on access to collective redress mechanisms at both the Union and national levels in case of disputes are available in one of the official languages of Luxembourg at the following link: Summary of Investors Rights.

This site is not intended to provide investment, tax, accounting, professional, or legal advice and does not constitute an offer to buy or sell the fund or any other financial instrument that may be presented. Past performance or performance objectives are not indicative of future performance. Future performance is subject to taxation, which depends on the individual circumstances of each investor and may change over time. This site is not intended to provide investment, tax, accounting, professional, or legal advice and does not constitute an offer to buy or sell the fund or any other financial instrument that may be presented. Past performance or performance objectives are not indicative of future performance. Future performance is subject to taxation, which depends on the individual circumstances of each investor and may change over time.

Legal notice

This website is a marketing communication intended for retail investors in Luxembourg. Please refer to the Prospectus of the UCITS and the Key Information Document (KID) before making any final investment decisions.

"Retail Investor" is defined in accordance with Directive 2014/65/EU of 15 May 2014 on markets in financial instruments, as amended (MiFID), Article 4, Paragragh 1-11, as an investor who is not a professional investor.

This website is not intended for retail investors, nor for U.S. persons, pursuant to "Regulation S". U.S. persons are generally defined as a natural person residing in the United States or any entity organized or incorporated under the laws of the United States. U.S. citizens living abroad may also be considered "U.S. Persons" under certain rules. The information contained on this website is not intended to be distributed and does not constitute an offer to sell or the solicitation of an offer to buy securities in the United States of America to or for the account of U.S. persons.

This website is not intended to provide investment, tax, accounting, professional or legal advice and does not constitute an offer to buy or sell the fund or any other securities that may be presented. Past or target performance is not a reliable indicator of future results. Future performance is subject to taxation, which depends on the individual circumstances of each investor and may change in the future.

I am a retail investor in Luxembourg. By accessing this website, I agree to the above conditions.